OCINS.COM

 

TERMS OF WEBSITE

 

The OCINS.COM website (hereinafter called the "Website") contains material which is derived in whole or in part from OCINS.COM and other sources and is protected by copyright, trademark and other intellectual property laws. You may not modify, copy, reproduce, republish, upload, post, transmit or distribute in any way any material from the Website including code and software. You may download material from the Website for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices.


As part of our Website, OCINS.COM agrees to provide you with information and other computer Websites subject to the Terms of  Website. You agree to use our Website in accordance with these Terms. Because the Web is an evolving medium, we may need to change these Terms of  Website or impose new conditions on use of the Website, from time to time, in which case we will post the revised Terms of Website on the website. By continuing to use OCINS.COM after we post any such changes, you accept the Terms of Website, as modified.


License to OCINS.COM


By posting messages, uploading files, or otherwise providing any material to us for display on the Website , you are granting OCINS.COM  a royalty-free, perpetual, non-exclusive, unrestricted, worldwide license to:

 
1. Use, copy, sublicense, adapt, transmit, publicly perform or display any such communication.

2. Sublicense to third parties the unrestricted right to exercise any of the foregoing rights granted with respect to the communication.


The foregoing grants shall include the right to exploit any proprietary rights in such material, including but not limited to rights under copyright, trademark, Website mark or patent laws under any relevant jurisdiction.


Privacy Policy


The following policy outlines the way we use and don’t use the information that you send to us when you visit our website.


When you respond to a request by OCINS.COM  for personal information (for example, your name and e-mail address), we reserve the right to use the information that you give us and to disclose it to third parties to provide you with information about products and Websites.

 
In addition, please keep in mind that whenever you voluntarily disclose personal information online - for example on message boards, through email, or in chat areas - that information can be seen, collected and used by others.


Through OCINS.COM  you will be introduced to a variety of third-party vendors and sites. The privacy polices of these third parties are not under our control. The use of any information that you may provide to any third party will be governed by the privacy policy of the operator of the site that you are visiting, which may differ from ours. As well, in some cases these third parties may share the information that they collect about you with OCINS.COM  If you have any doubts about the privacy of the information you are providing, you should look for the privacy policy of the site that you are visiting via a link from that site's home page or elsewhere. If you cannot find that site's privacy policy, or if you are uncertain about the entity to whom you are providing your information, you should contact that site directly for more information.



To enhance your experience at OCINS.COM , we may, in the future without additional announcement, utilize a standard feature found in browser software called a “cookie.” Cookies are small files that your  web browser places on your hard drive for record-keeping purposes. When you re-visit our website, they don’t actually identify you, just that your computer has visited our site before. By showing how and when guests use our site, cookies help us track user trends and patterns. They also prevent you from having to re-enter your preferences on certain areas of our site where you have entered  preference information before.


Some of our business affiliates and advertisers also use cookies. Again, because we do not control the privacy policies of our business affiliates, advertisers or any non-OCINS.COM  sites to which we may provide hyperlinks, you should check the privacy policy of the site you are visiting if you have any concerns about that site's use of cookies.


Children's Privacy Statement for OCINS.COM

 
This children’s privacy statement explains our practices with respect to the online collection and use of personal information from children under the age of thirteen, and provides important information on your rights under federal law with respect to such information.

Questions on Privacy


If you have questions or concerns about the children's privacy statement, the privacy practices of the OCINS.COM  site, or your dealings with OCINS.COM , please contact us by:

e-mail:  webmaster@ocins.com

 

mail:   OCINS.COM

 7716 Chapelhill Dr.

Orlando, Florida

32819

phone: 407.351.8626

 

Disclaimer


OCINS.COM  has provided links and pointers to Internet sites maintained by third parties. Neither OCINS.COM,  nor their affiliates operate or control in any respect any information, products or Websites that third parties may provide on or through OCINS.COM  or on a website linked to by OCINS.COM . The materials in this site and the third-party sites are provided "as is" and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, OCINS.COM  disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. OCINS.COM does not warrant that this website or any of its functions will be uninterrupted or error-free, that defects will be corrected, or that any part of this site, including bulletin boards, or the servers that make it available, are free of viruses or other harmful components.


OCINS.COM does not warrant or make any representations regarding the use or the results of the use of the Website or materials in this Website, or in third-party sites in terms of their correctness, accuracy, timeliness, reliability or otherwise. You (and not OCINS.COM assume the entire cost of all necessary maintenance, repair or correction.


The Website is provided for informational purposes only, and is not intended for trading or investing purposes, or for commercial use. The Website should not be used in any high risk activities where damage or injury to persons, property, environment, finances or business may result if an error occurs. You expressly assume all risk for such use.


Online Commerce


In addition, OCINS.COM 's advertisers/sponsors may allow you to purchase many different types of products by advertisement and/or their websites online that are provided by third parties. OCINS.COMis not responsible for the quality, accuracy, timeliness, reliability or any other aspect of these products and Websites. If you make a purchase from a vendor hosted by OCINS.COM or linked to by OCINS.COM the information obtained during your visit to those online stores, and the information that you give such as your credit card number and contact information, is collected by the merchants and not by OCINS.COM. These merchants may have separate privacy and data collection practices. OCINS.COM has no responsibility or liability for these independent policies. For more information regarding the merchant, its online store, and its privacy policies, return to that store's home page and click on its information links or contact the merchant website directly. You release OCINS.COM from any damages that you incur, and agree    not   to assert any claims against them, arising from your purchase or use of any products or Websites    made available by third parties through OCINS.COM.


Interactive Features

 
This Website and/or other websites linked to herein may include a variety of features, such as bulletin boards and chat rooms, which allow feedback and real-time interaction between users, and other features such as personalized home pages and e-mail Websites which allow users to communicate with others. OCINS.COM does not control the messages, information or files that others may provide through the Website. It is a condition of your use of the Website that you do not:

You understand that OCINS.COM has no obligation to monitor any bulletin boards, chat rooms, or other areas of the Website through which users can supply information or material. However, OCINS.COM reserves the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request, or to refuse to post or to remove any information or materials, in whole or in part, that in OCINS.COM's sole discretion are objectionable or in violation of these Terms of Website.

Limitation of Liability

Under no circumstances, including, but not limited to, negligence, shall OCINS.COM ,  be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, OCINS.COM materials, products, third party materials, products, or Websites made available through OCINS.COM , or any part of the OCINS.COM  Website. You specifically acknowledge and agree that OCINS.COM  is not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with any OCINS.COM material, products, or Websites, or with any of OCINS.COM  's terms and conditions, your sole and exclusive remedy is to discontinue using the OCINS.COM Website.

Termination

OCINS.COM  may cancel or terminate your right to use the Website or any part of the Website at any time without notice. In the event of termination, you are no longer authorized to access the part of the Website affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the Website, and the disclaimers and limitations of liabilities set forth in these Terms of Website, shall survive.

Other

This agreement constitutes the entire agreement between OCINS.COM  and you with respect to the subject matter contained in this agreement and supersedes all previous and contemporaneous agreements, proposals and communications, written oral. You also may be subject to additional terms and conditions that may apply when you use the products or Websites of a third party that are provided through the Website. In the event of any conflict between any such third party terms and conditions and these Terms of Website, these Terms of Website shall govern. This agreement shall be governed by and construed in accordance with the laws of the State of Florida without giving effect to any principles or conflicts of law. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

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